My Name is Pete Kici I have been in the finance industry for over 25 years
We work with Private Equity groups and institutional investors. Most Guidelines can be bent and molded or broken it all comes down to the type of loan attached to the type of asset. We Start at 10 Million
Those factors will determine what our guidelines are. We aren’t a bank.
Our underwriting processes are determined by the metric of understanding how to achieve underwritten debt without counter-balancing the culture of the business.
We take a more in-depth approach to NOT put the asset under duress over long term financing DSCR of 1.5% or greater is what helps shape our check writer’s decisions. LTV is determined based on the asset, industry and what DSCR it needs to be to be performing at and above market rate.
And no, we don’t have corporate collateral because we don’t provide programmatic conduits that allow people to see what we require.
Work hard play hard that’s what keeps the engine running.
If you have any questions that you want to ask you can call me or fill out the contact form, we usually respond in one business day