We provide Small to Midsize companies with several financing options.
Everything from Invoice Factoring, Unsecured Working Capital, SBA Loans, Equipment Financing, and Merchant Cash Advance, Business Credit Lines, Start-Up Loans, and Commercial real estate and fix and flip deals.
The top seven commercial loans of 2019 are:
1.Traditional term loans
5.Commercial real estate loans
6.Business line of credit
7.Merchant cash advances
Every situation is different but in most cases, Funding usually takes place in about 5 business days. We specialize in customized programs providing business owners with solutions that meet their needs on
the terms that make the most sense for their business.
Instead, an agreed upon holdback percentage is deducted from
the merchant’s daily credit card batches or ACH’d from their bank
account until the purchased amount is collected. Therefore the
merchant is only paying a part of its Visa, MasterCard, Discover
and/or banking revenue.
We require no collateral.
Funding is available much quicker than traditional bank loans and
requires a fraction of the paperwork.
A minimum average of 8 to 10 batches or income related
days per month.
Minimum processing average of $2,500 per month.
Business must accept credit cards for at least 3 months for
an MCA or be in business for 6 months and provide 6 months
banks statements for an ACH withdrawal.
No open bankruptcies or large, unresolved judgments or
tax liens. (We may still fund these with a Starter Program.)
During the underwriting process, we are required to fulfill
certain obligations in order to approve each applicant. These
procedures include but are not limited to:
- Merchant interview
- Landlord interview
- Reference checks
- Personal & business credit checks
- Site inspections
- UCC filing checks and confirmations
When does it make sense for a business to use a merchant cash advance?
An MCA is an option when a business needs access to capital quickly to take advantage of an opportunity to purchase inventory at a discount, a special marketing opportunity, or other short-term capital need. And, because credit requirements are less stringent, it could be an option for a business that does a lot of credit card transactions but might have less-than-perfect credit.
Our solutions are ideal for small to medium size
businesses who need cash to:
- Meet payroll
- Expand inventory
- Improve facilities
- Pay taxes or Tax Liens
- Open a new location
- Pay operating expenses
- Buy new equipment
This is one of the fastest, easiest ways to get risk-free
capital. Better than a traditional loan. No collateral.
Better than a life long partnership. No restrictions on the use of proceeds.
- No fixed payments (unless requested)
- No coupons or checks to write
- No impact on a business owner’s ability to qualify for other financings
- No business use restrictions on the funding
- No hassles – quick application & fast funding